Islam
Fighting Against Desires
Fighting Against Desires
Oh, Allah, we know nothing but what You teach us. You are the All- Knower, the Wise. Oh Allah, teach us what is good for us, and benefit us from what You taught us, and increase our knowledge. Show us the righteous things as righteous and help us to do them, and show us the bad things as bad and help us to keep away from them.
O Allah our Lord, lead us out from the depths of darkness and illusion, unto the lights of erudition and knowledge, and from the muddy shallows of lusts unto the heavens of Your Vicinity.
Dear young brothers, the major problem which our youth have nowadays is fulfilling desires. In order to overcome our desires we should first understand them, discuss the nature of sin, and talk about repentance and the path which leads to it.
First: Facts about Desire
1 – Desire is the driving force that moves someone towards Allah the Almighty, and it is completely neutral in nature. It either elevates man to the highest degrees or brings him down to the lowest pits.
2 – There is no deprivation in Islam, but rather there is self-control and order. Moreover, whatever desire Allah has instilled in man has lawful means through which it can be fulfilled. For instance, if man wants to make money, he can work, if he wants to have a relation with a woman, he can get married and if he wants to have a sublime position, he acts upon Allah’s Order and treats His creations kindly.
3 – Because of desires we are spiritually uplifted in Allah’s Sight twice; first, because we remain patient (in case the desire is not fulfilled) and second because we are grateful to Him (for helping us fulfill our desires lawfully).
Second: Facts about Sinning
1 – To get rid of sinning, one should first address its causes. Like diseases which have symptoms, sins are the symptoms of one disease; it is being away from Almighty Allah.
2 – Never tell people about your sins unless you know for certain that they can help you get rid of them. Prophet Muhammad, peace and blessing be upon him, said:
“All of my Ummah will be pardoned except for the Mujahirun (those who commit a sin openly or disclose their sins to the people). An example of such disclosure is that a person commits a sin at night and though Allah screens it from the public, he comes in the morning, and says, ‘O so-and-so, I did such-and-such (evil) deed yesterday’.“
3 – Beware, beware from misleading someone and involving him with you in committing a sin, because after you repent to Allah, you will never forgive yourself for the harm you do to him.
Third: Facts about Repentance
1 – There is no sin from which you cannot repent, no matter how grave it may seem to you. Allah the Almighty says:
(verily Allah forgives all sins).
2 – Keep in mind that Allah the Almighty in His Highness is pleased with your repentance. Also, He orders you to repent only to accept your repentance.
Fourth: Stages of Fighting against Desire
1 – Be honest with yourself in solitude and analyze the reasons behind the sins that you commit.
2 – Do not call sins names other than their real ones, and be honest and frank with yourself.
3 – Take an honest, sincere and determined decision that you will not commit the sin again, and be remorseful for the sins you have committed. Know that (when you turn beck to Allah) “a caller calls those in the heavens and the earth, at the moment of sincere repentance saying, “congratulate this man for he has reconciled with Allah” Also, know that Allah will be pleased with your repentance, so rejoice this moment as if it were a real Eid.
4 – Make Du’a to Allah and ask Him sincerely with regretful tears to accept your repentance, let this be during the night, for it is the season of all repentant. Say to Him, “O Allah, I am weak”, confess your sins in whatever language you wish without putting barriers between Allah and you and ask Him to help while you deeply believe that He will hear and answer your Du’a.
5 – If your sin is associated with a particular time or place, keep yourself busy at that time or in that place with an act of worship you like to perform. Stay away from the place where you used to commit the sin, and if it is connected with someone, stop befriending him before he causes your destruction.
6- Undoubtedly, your nafs (ownself) will tempt you to commit the sin once again. Therefore, you should do the following:
A – Discipline it with denial and resistance.
B – Certainly, one day Allah blessed you whether by an evident heartfelt presence or a worldly bounty, so remember that day before committing whatever displeases Allah and be modest to Him Who blessed you. You will be ashamed of yourself if you displease whoever is kind to you, so how will you feel before al-Wahid (the One), Ad-Dayan (the Judge). Allah says:
(And make them remember the annals of Allah.)
C – Surely, you are impressed when you listen to a certain Noble Ayah you recited, or it is recited by a reciter, or when you listen to a meaningful chant. Thus, keep the recorder in which you recorded the Noble Ayah or the chant you prefer at hand, so that you can listen to it whenever your nafs provokes you to sin.
D – When your nafs drives you to commit a sin, never surrender to it even in the early stages of the sin, because it will be difficult to step back and leave the successive stages of it. It is easy to quit the sin in the beginning. Allah says:
(And follow not the footsteps of Shaitan (Satan).)
7 – Do not postpone repentance or say “I will repent in the future”, for procrastination is one of the soldiers of Satan. Besides, how do you know that you will live until you repent?
8 – When Allah accepts your repentance, and you no more have the inclination towards the sin insha’ Allah, which is the result of constant struggle, do not be proud of yourself, but rather be grateful to Allah for His Favor (He helps you repent and quit sinning).
Advice can be offered to the Muslim men who are so busy with affairs of da’wah that they neglect the rights of their families
What advice can be offered to the Muslim men who are so busy with affairs of da’wah that they neglect the rights of their families?
QUESTION: What advice can be offered to the Muslim men who seek knowledge at Islaamic centers, get involved in various affairs of da’wah, and then socialize with the brothers (at the masjid and elsewhere), while neglecting their families’ rights in the process? Their families suffer due to their absence and neglect. Aren’t they able to study and also work to provide for their families?
Since I know many brothers in this situation, I thought many people would benefit from any advice you have to offer.
ANSWER by: Shaykh Muhammad ‘Umar Baazmool, instructor at Umm Al-Quraa University in Makkah.
The Messenger (sallallaahu ‘alayhe wa sallam) said,
“Verily your wife has a right over you, and verily your guest has a right over you, and verily your body has a right over you…” [1]
So based on this, I say that providing for one’s family, spending on them, and tending to their affairs, are all obligations without doubt. A man’s involvement in affairs of da’wah is part of a group responsibility, something recommended. If others are establishing this duty, then he is not obliged to be involved.
Without a doubt, a man’s taking care of his individual obligations has more of a right than his taking care of recommended things, or things that others are handling sufficiently.
So if there is a conflict between the obligations related to his children, wife, guests, or his own self, and the general benefit of being involved in affairs of da’wah, then I say – No! Taking care of your obligations related to your wife and children, your guests, your household, and your own self must be given priority over your involvement in affairs of da’wah, because these things are obligations, while your involvement in affairs of da’wah is recommended so long as the da’wah is not totally dependent upon you and there are others who are taking care of it.
Therefore, you are falling into sin by neglecting the rights of your family! And you do not have the right to justify this and say that you are busy with affairs of da’wah, since this is not something that excuses you and makes you free of sin in this case. You are falling short by taking this route.
Look to the example of the Messenger of Allaah (sallallaahu ‘alayhe wa sallam)! He used to establish the obligatory affairs of da’wah, calling to the Way of Allaah, the Glorified and Exalted. With this, ‘Aa’ishah (may Allaah be pleased with her) said, “The Messenger (sallallaahu ‘alayhe wa sallam) used to be in the service of his family. When he heard the athaan, he left for the prayer as if he did not even know us.” [2]
She also mentioned that he used to bring water to the family, milk the goats, etc. He used to take care of the affairs that were needed in his household, things needed by his wives. And the Messenger of Allaah was our role model and example.
So did the Messenger (sallallaahu ‘alayhe wa sallam) fail to tend to his wives’ affairs? Did the Messenger (sallallaahu ‘alayhe wa sallam) neglect his other obligations because of his involvement in da’wah, and he was the Messenger!? Of course, the answer is no.
Likewise, anyone who wants to call to the Way of Allaah, the Mighty and Majestic, he must first take care of his own individual responsibilities. Then, after that, he can involve himself in recommended affairs.
But to do as some of the brothers do, may Allaah guide them to the Straight Path, they leave their families and dependents, fall short in taking care of the affairs of their households, some of them on the border of total poverty, not working to make money for their families, not seeking any provisions for their families, thinking that he is doing all of this for the sake of da’wah, this is ignorance, no doubt, a serious form of neglect, and a contradiction to the Sunnah of the Messenger (sallallaahu ‘alayhe wa sallam).
And we do not know anything from the Sunnah of the Messenger (sallallaahu ‘alayhe wa sallam), nor from the Sunnah of the Companions (may Allaah be pleased with them), nor from the Sunnah of the righteous successors or other than them, that they used to behave in this way.
Look at Aboo Bakr As-Siddeeq, Ameer Al-Mu’mineen of his time (after the death of the Messenger sallallaahu ‘alayhe wa sallam)! He used to go out and make money and he was the leader of the Muslims! So it was said to him, “O Ameer Al-Mu’mineen! If you would only sit in your house…”
He replied, “Then who will take care of my family? Who will make money for their needs?” So the Companions then got together and agreed that they must provide for Aboo Bakr from the Muslim treasury.
Aboo Bakr, the khaleefah, did not see it possible for him to sit and not provide for his family, and he was the leader of the believers! So then what about other than him from the average Muslims, from those who involve themselves in affairs of da’wah?
No doubt, this (neglect) is a contradiction of the Sunnah of the Messenger (sallallaahu ‘alayhe wa sallam) and the Sunnah of the Companions (may Allaah be pleased with them), and it is very unfortunate to find so many families neglected for this reason.
More unfortunately, many parents do not want to marry their daughters to young men who are adhering to the Religion and seem righteous, fearing that they may neglect them like this. All of this, in reality, is a result of people’s poor understanding of the affairs of da’wah and misunderstandings about the Religion.
I am amazed by some people who involve themselves in da’wah, and they do not properly understand affairs like this one. I say: Rather he is in need of someone to give him da’wah and to teach him the Sunnah before he teaches the people!
Begin with your own self, prohibit it from its evil;
And when it ceases, then you are a wise one.
~
Footnotes:
[1] Saheeh Al-Bukhaaree #1975 (4/275 of Fat-hul-Baaree) and Saheeh Muslim #2722 (4/283 of Sharh An-Nawawee)
[2] Saheeh Al-Bukhaaree #676 (2/201 of Fat-hul-Baaree) without the phrase “as if he did not even know us.”
List Of Shariah compliant companies
S&P BSE Shariah 50
Company Name | Industry | Last Price |
Change | %Chg | Mkt Cap (Rs cr) |
---|---|---|---|---|---|
ABB India | Infrastructure – General | 1,309.55 | -37.40 | -2.78 | 27,750.46 |
ACC | Cement – Major | 1,549.30 | -11.70 | -0.75 | 29,093.88 |
Ambuja Cements | Cement – Major | 242.00 | -3.65 | -1.49 | 48,052.61 |
Apollo Hospital | Hospitals & Medical Services | 1,068.90 | -12.55 | -1.16 | 14,871.09 |
Asian Paints | Paints & Varnishes | 1,211.45 | -10.30 | -0.84 | 116,202.02 |
Bajaj Auto | Auto – 2 & 3 Wheelers | 2,965.05 | -0.20 | -0.01 | 85,798.77 |
Bata India | Leather Products | 770.50 | -7.80 | -1.00 | 9,903.05 |
Bharti Airtel | Telecommunications – Service | 403.70 | -4.30 | -1.05 | 161,375.04 |
BHEL | Infrastructure – General | 86.30 | -1.25 | -1.43 | 31,684.18 |
Biocon | Pharmaceuticals | 628.10 | -35.40 | -5.34 | 37,686.00 |
Cadila Health | Pharmaceuticals | 393.75 | -12.45 | -3.06 | 40,309.86 |
Castrol | Lubricants | 196.85 | -3.55 | -1.77 | 19,470.87 |
CESC | Power – Generation & Distribution | 1,032.85 | -11.35 | -1.09 | 13,691.15 |
CG Power | Electric Equipment | 81.90 | 0.25 | 0.31 | 5,133.05 |
Cipla | Pharmaceuticals | 604.30 | -6.05 | -0.99 | 48,653.35 |
Colgate | Personal Care | 1,105.25 | -23.25 | -2.06 | 30,061.21 |
Cummins | Engines | 749.40 | 8.85 | 1.20 | 20,773.37 |
Dabur India | Personal Care | 370.10 | -1.25 | -0.34 | 65,193.87 |
Divis Labs | Pharmaceuticals | 1,188.25 | 1.00 | 0.08 | 31,544.30 |
Dr Reddys Labs | Pharmaceuticals | 2,106.65 | -6.80 | -0.32 | 34,955.64 |
Emami | Personal Care | 1,104.00 | -4.25 | -0.38 | 25,057.23 |
GAIL | Oil Drilling And Exploration | 323.95 | 0.85 | 0.26 | 73,053.02 |
GlaxoSmith Con | Food Processing | 5,962.00 | -115.95 | -1.91 | 25,073.51 |
Glenmark | Pharmaceuticals | 546.70 | -3.80 | -0.69 | 15,426.13 |
Godrej Consumer | Personal Care | 1,122.40 | 5.70 | 0.51 | 76,472.43 |
Havells India | Electric Equipment | 535.50 | -7.80 | -1.44 | 33,476.70 |
Hero Motocorp | Auto – 2 & 3 Wheelers | 3,669.05 | 6.75 | 0.18 | 73,275.13 |
HUL | Personal Care | 1,451.20 | -20.30 | -1.38 | 314,116.42 |
IGL | Oil Drilling And Exploration | 271.30 | -8.80 | -3.14 | 18,991.02 |
Lupin | Pharmaceuticals | 794.00 | -6.10 | -0.76 | 35,896.98 |
Maruti Suzuki | Auto – Cars & Jeeps | 8,723.30 | -29.60 | -0.34 | 263,513.50 |
Mcleod | Plantations – Tea & Coffee | 150.80 | -1.75 | -1.15 | 1,650.59 |
Mindtree | Computers – Software | 1,029.00 | -22.70 | -2.16 | 16,868.02 |
MRF | Tyres | 79,116.30 | -632.55 | -0.79 | 33,554.35 |
Nestle | Food Processing | 9,152.85 | -71.15 | -0.77 | 88,247.86 |
Pidilite Ind | Chemicals | 1,088.60 | -14.15 | -1.28 | 55,280.23 |
Reliance | Refineries | 962.00 | -11.00 | -1.13 | 609,472.50 |
SAIL | Steel – Large | 72.85 | -0.15 | -0.21 | 30,090.88 |
Siemens | Infrastructure – General | 1,032.25 | -95.65 | -8.48 | 36,760.51 |
Tata Global Bev | Plantations – Tea & Coffee | 287.15 | -5.10 | -1.75 | 18,122.89 |
Tata Steel | Steel – Large | 582.40 | 7.35 | 1.28 | 70,127.92 |
TCS | Computers – Software | 3,500.00 | 2.20 | 0.06 | 670,000.66 |
Tech Mahindra | Computers – Software | 650.70 | -11.40 | -1.72 | 63,760.52 |
Thermax | Infrastructure – General | 1,111.85 | -7.35 | -0.66 | 13,248.39 |
Titan Company | Miscellaneous | 959.50 | -5.55 | -0.58 | 85,183.08 |
UltraTechCement | Cement – Major | 4,003.50 | -17.95 | -0.45 | 109,941.71 |
Vedanta | Mining & Minerals | 283.65 | 0.20 | 0.07 | 105,438.28 |
Voltas | Diversified | 619.00 | -10.20 | -1.62 | 20,481.77 |
Wipr |
List According to livemint.com
3M India Ltd
A I A Engineering Ltd.
Aban Offshore Ltd
ABB Ltd
Abbott India Ltd
ABG Shipyard Ltd
ACC Ltd
Aditya Birla Nuvo Ltd
Ador Welding Ltd
Aegis Logistics Ltd
Ahmednagar Forgings Ltd
AIA Engineering Ltd
Alembic Ltd
Allcargo Global Logistics Ltd
Alstom Projects India Ltd
Ambuja Cements Ltd.
Amtek Auto Ltd
Amtek India Ltd
Anant Raj Inds. Ltd
Apollo Hospitals Enterprise Ltd
Aptech Ltd
Areva T and D India Ltd
Ashok Leyland Ltd
Asian Paints Ltd.
Astra Microwave Products Ltd
Astrazeneca Pharma India Ltd.
Atlas Copco (India) Ltd
Automotive Axles Ltd
Avaya Globalconnect Ltd
Aventis Pharma Ltd
Aztecsoft Ltd
B A S F India Ltd.
B F Utilities Ltd
B L Kashyap and Sons Ltd
B O C India Ltd
Bajaj Auto Ltd
Balkrishna Industries Ltd
Balmer Lawrie and Co. Ltd
Bata India Ltd
Berger Paints India Ltd
Berger Paints India Ltd.
Bharat Bijlee Ltd
Bharat Earth Movers Ltd
Bharat Electronics Ltd
Bharat Forge Ltd
Bharat Heavy Electricals Ltd
Bharti Airtel Ltd
Biocon Ltd
Birla Corporation Ltd
Blue Dart Express Ltd.
Blue Star Ltd
Bombay Dyeing and Mfg. Co. Ltd
Bombay Rayon Fashions Ltd
Bosch Chassis Systems India Ltd
Britannia Industries Ltd
C C L Products (India) Ltd
C M C Ltd.
Cadila Healthcare Ltd
Cambridge Solutions Ltd
Carborundum Universal Ltd
Castrol India Ltd
Century Textiles and Inds. Ltd
Cipla Ltd.
Colgate-Palmolive (India) Ltd
Container Corpn. Of India Ltd
Cranes Software Intl. Ltd
Crisil Ltd
Crompton Greaves Ltd
Cummins India Ltd
D S Kulkarni Developers Ltd
Dabur India Ltd
Dabur Pharma Ltd
Deccan Chronicle Holdings Ltd
Deepak Fertilisers and Petrochemicals Corpn. Ltd
Dishman Pharmaceuticals and Chemicals Ltd
Divi’S Laboratories Ltd
Dr. Reddy’S Laboratories Ltd
Dredging Corpn. of India Ltd
Dynamatic Technologies Ltd
Educomp Solutions Ltd
Elgi Equipments Ltd
Emami Ltd
Engineers India Ltd
Era Constructions (India) Ltd
Esab India Ltd
Essel Propack Ltd
Everest Kanto Cylinder Ltd
Exide Industries Ltd
F A G Bearings India Ltd
F D C Ltd
Financial Technologies (India) Ltd
Force Motors Ltd
G A I L (India) Ltd
G M R Infrastructure Ltd
G V K Power and Infrastructure Ltd
Gammon India Ltd
Gateway Distriparks Ltd
Gati Ltd
Geodesic Information Systems Ltd
Geometric Software Solutions Co. Ltd
Gillette India Ltd
Glaxosmithkline Consumer Healthcare Ltd
Glaxosmithkline Pharmaceuticals Ltd
Glenmark Pharmaceuticals Ltd
Godrej Consumer Products Ltd
Godrej Industries Ltd
Gokaldas Exports Ltd
Goldiam International Ltd
Grasim Industries Ltd
Greaves Cotton Ltd
Gujarat Ambuja Cements Ltd
Gujarat Fluorochemicals Ltd
Gujarat Gas Co. Ltd
Gujarat State Fertilizers & Chemicals Ltd.
Gujarat State Petronet Ltd
Gulf Oil Corpn. Ltd
H C L Technologies Ltd
H M T Ltd
H T Media Ltd
Havells India Ltd.
Helios and Matheson Information Technology Ltd
Hero Honda Motors Ltd
Hexaware Technologies Ltd
Himatsingka Seide Ltd
Hindalco Industries Ltd
Hindustan Copper Ltd.
Hindustan Lever Ltd
Hindustan Motors Ltd
Hindustan Oil Exploration Co. Ltd
Hindustan Unilever Ltd.
Hindustan Zinc Ltd
Honeywell Automation India Ltd
I C I India Ltd
I C S A (India) Ltd
India Infoline Ltd.
Indian Petrochemicals Corpn. Ltd
Indraprastha Gas Ltd
Indraprastha Medical Corpn. Ltd
Infosys Technologies Ltd
Infotech Enterprises Ltd
Ingersoll-Rand (India) Ltd
Ipca Laboratories Ltd
Jagran Prakashan Ltd
Jubilant Organosys Ltd
K P I T Cummins Infosystems Ltd
K S B Pumps Ltd
Kalpataru Power Transmission Ltd
Kalyani Steels Ltd
Kansai Nerolac Paints Ltd
Kei Industries Ltd
Kirloskar Brothers Ltd
Kirloskar Ferrous Inds. Ltd
Kirloskar Oil Engines Ltd
Kirloskar Pneumatic Co. Ltd
Lakshmi Energy and Foods Ltd
Lakshmi Machine Works Ltd
Lanco Infratech Ltd
Larsen and Toubro Ltd
Lloyd Electric and Engineering Ltd
Lupin Ltd
Madhucon Projects Ltd
Madras Cements Ltd
Maharashtra Seamless Ltd
Mahindra and Mahindra Ltd
Mahindra Forgings Ltd
Mahindra Gesco Developers Ltd
Mangalam Cement Ltd
Mangalore Refinery & Petrochemicals Ltd.
Manugraph India Ltd
Marico Ltd
Maruti Suzuki India Ltd.
Maruti Udyog Ltd
Mastek Ltd
Matrix Laboratories Ltd
Max India Ltd
Mcleod Russel India Ltd.
Megasoft Ltd
Merck Ltd
Mid-Day Multimedia Ltd
Mindtree Ltd.
Motherson Sumi Systems Ltd
Motor Industries Co. Ltd
Mphasis Ltd
N I I T Technologies Ltd
N T P C Ltd.
Nagarjuna Construction Co. Ltd
National Aluminium Co. Ltd
National Fertilizers Ltd.
Nava Bharat Ventures Ltd
Navin Fluorine Intl. Ltd
Navneet Publications (India) Ltd
Nestle India Ltd
Neyveli Lignite Corpn. Ltd
NHPC Ltd
Nicholas Piramal India Ltd
Nirma Ltd
Nitco Tiles Ltd
Novartis India Ltd
Nucleus Software Exports Ltd
Oil and Natural Gas Corpn. Ltd
Opto Circuits (India) Ltd
P T C India Ltd
Panacea Biotec Ltd
Pantaloon Retail (India) Ltd
Parsvnath Developers Ltd
Patel Engineering Ltd
Patni Computer Systems Ltd
Peninsula Land Ltd
Petronet L N G Ltd
Pfizer Ltd
Phoenix Lamps Ltd
Phoenix Mills Ltd
Pidilite Industries Ltd
Piramyd Retail Ltd
Polaris Software Lab Ltd
Prajay Engineers Syndicate Ltd
Prism Cement Ltd
Procter & Gamble Hygiene & Health Care Ltd.
Procter and Gamble Hygiene Health Care Ltd
Provogue (India) Ltd
Punj Lloyd Ltd
Ranbaxy Laboratories Ltd
Ray Ban Sun Optics India Ltd
Raymond Ltd
Reliance Communications Ltd
Reliance Industrial Infrastructure Ltd
Reliance Industries Ltd
Reliance Natural Resources Ltd
Reliance Petroleum Ltd
Rico Auto Inds. Ltd
Rolta India Ltd
S K F India Ltd
Sasken Communication Technologies Ltd
Sesa Goa Ltd
Shanthi Gears Ltd
Shasun Chemicals and Drugs Ltd
Shopper’S Stop Ltd
Shree Cement Ltd
Shree Precoated Steels Ltd
Siemens Ltd
Sintex Industries Ltd
Sona Koyo Steering Systems Ltd
Sonata Software Ltd
Steel Authority Of India Ltd
Sterlite Industries (India) Ltd
Sterlite Optical Technologies Ltd
Strides Arcolab Ltd
Subex Azure Ltd
Sun Pharmaceutical Inds. Ltd
Sundaram-Clayton Ltd
Sundram Fasteners Ltd
Suzlon Energy Ltd
T T K Prestige Ltd.
T V S Motor Co. Ltd
Taneja Aerospace and Aviation Ltd
Tata Chemicals Ltd
Tata Consultancy Services Ltd.
Tata Elxsi Ltd
Tata Global Beverage Ltd
Tata Motor DVR
Tata Motors Ltd
Tata Power Co. Ltd
Tata Steel Ltd
Tata Tea Ltd
Tech Mahindra Ltd
Texmaco Ltd
Thermax Ltd
Thomas Cook (India) Ltd
Timken India Ltd
Titan Industries Ltd
Torrent Pharmaceuticals Ltd
Torrent Power Ltd
Transworld Infotech Ltd
Trent Ltd
Tube Investments Of India Ltd
Tulip I T Services Ltd
Ultratech Cement Ltd
Unichem Laboratories Ltd
Unitech Ltd
Vertex Spinning Ltd
Vesuvius India Ltd
Videsh Sanchar Nigam Ltd
Voltas Ltd
Wipro Ltd
Wockhardt Ltd
Wyeth Ltd
Islamic investment or Shariah compliant investment in India
Islamic investment or Shariah compliant investment in India
Many people do not invest in mutual funds as they feel it is forbidden under Islam (non halal) to invest in stock market related products.But there are many companies which qualify for investment under Islam and you can invest in them through Shariah compliant funds.
These funds will help you invest your money in shariah compliant companies and also purify non-Shariah compliant income (non halal income).
In long term equity investments can generate inflation beating returns.
What is Islamic investment (halal investment) or Shariah compliant investment?
Shariah compliant means investment which complies with principals of Islam. It is forbidden under Islam to invest in areas related to:
Alcohol
Tobacco
Gambling
Pornography, drugs etc
armaments and destructive weapons
pork and related by-products;
dead animals not slaughtered according to the rules of the Sharia(non halal food products)
gold and silver
armaments and destructive weapons
Institutions like banks which generate income from interest payment.
Companies with high debt.
Any other activity which as per Shariah board violates Islamic religious principals
Which are the Islamic investment (halal investment) or Shariah compliant investment options in India ?
Goldman Sachs CNX Nifty Shariah Index ETF, Tata ethical and Taurus ethical mutual funds are Shariah compliant investment options. These funds are indexed against Nifty-50 Shariah, NSE 500 Shariah and S&P BSE 500 Shariah.
Tata ethical and Taurus ethical mutual funds are actively managed funds, while Goldman Sachs CNX Nifty Shariah Index is ETF which tries to reflect composition of Nifty-50 Shariah.
Nifty-50 Shariah, NSE 500 Shariah and S&P BSE 500 Shariah are Shariah compliant stocks listed on NSE and BSE stock exchange.
How do mutual fund house and stock exchange ensure Shariah compliance ?
They employ services of premier third party Shariah advisory institutions to ensure Shariah compliance. Shariah board of this institutions screen and regularly monitors the stocks for Shariah compliance. Stocks are regularly added and deleted based on their Shariah compliance status.
Shariah board also advises on identification and purification of non Shariah compliant income generated by a Shariah compliant mutual fund. Non Shariah compliant income is donated in charity.
How is the performance of Shariah compliant fund ?
In long term (5 years or more) the Shariah compliant funds have outperformed or matched their category average.Thus you will not loose on returns by making investment in Shariah compliant fund.
Even Non-Muslims who do want to invest in ethical companies can consider these funds.
Equity Markets – Best Investment Option for Muslims
Equity Markets – Best Investment Option for Muslims
By Mr. Imtiaz Merchant
MD, Pragmatic Wealth Management Pvt Ltd
Muslims should take advantage of the boom witnessed in the Indian Equity markets and they should not get left behind in the economic growth that is being witnessed throughout the country and would remain for years to come. India is one of the fastest growing nations in the world with the GDP growing over 6 % for 2013-14 and expected to grow above 7 to 8 % in 2015 onwards.
In order to remain in the main stream of the economy and get equitable investment opportunity, Equity stock markets (The Islamic way) provides the most cost effective investment solution for the Muslims. Equity markets have proved that they are not only the most effective, transparent, liquid and conducive to small and big size investors as a means of investment, but history has also proved that it outperforms all other asset classes where return on investments is the parameter considered. In the long term equity market always goes up. Hence Muslims must invest in the equity market.
On the onset investment in equity markets is islamically a permissible activity since it is based on Musharaka (Partnership) and the profit is earned with risk of loss. However there are some issues for a Muslims to invest in equity markets (explained later).With Ulemas (Islamic scholar) guidance and approval it is now possible to overcome this, and in fact investment in equity markets the Islamic way is probably the best option available for the Muslims, that is not only regulated by the government body SEBI but also now approved by the Islamic Scholar.
Now first we look in to the inherent advantage investments in equities have over other forms of structured investments.
1. Fixed Interest (Riba) Based Investments
Fixed interest (Riba) based investments like the saving Bank deposit, Bank FDR; Postal savings, Debentures, Bonds etc are prohibited in Islam. Allah says in the Quran, ‘O those who believe, do not eat Riba (usury or interest) multiplied many times. And fear Allah, so that you may be successful. ’ (Al-Imran verse 130) Islam has discouraged fixed saving and withholding wealth but it has encouraged Business & Investments. ‘Profit should be earned only with the risk of losses, in equity investment the profit and loss is shared in proportion to the investments made. Thus, investment in equity market is in accordance to the Quran and Hadeeth injunctions.
2. Investment in Real Estate
Investment in Real estate/ properties, although permissible in Islam but it has certain disadvantages over equities. First, because of the unit size, it is not possible for every individual to buy property since the cost involved is huge whereas, one can invest in equity for an amount as low as Rs. One thousand and there is no upper limits. Secondly, property is subject to a lot of legal paper work and one has to go through a very cumbersome procedure to acquire properties. However, it is very easy to buy and sell shares by being a member of a SEBI registered broker. So buying and selling shares is as easy as snapping your fingers. Finally, there is often a threat of encroachment of the property which involves costly litigation. Equity shares have a big advantage here since the stocks purchased get directly deposited in the investor’s Demat account where it is in the safe custody and one can sell them whenever and as much as he wants to sell. If returns on investments as a parameter considered than historically it’s proved that returns earned in equity investments is superior to all the asset classes including the real estate.
3. Investments in Conventional Mutual Funds
Investments in Conventional Mutual Funds is not permissible from the view point that these mutual funds are not mandate to follow Shariah norms thus they do invest in stocks of ‘Haram’ or prohibited businesses like liquor, banks, hotels , entertainment, casino etc. that is strictly prohibited in Islam, hence profit earned from these mutual funds is impure and tainted. Investment done by mutual funds does not take in to account the companies with huge interest based debt and high interest earning. Over 45 % of the Indian equity market is not shariah compliant. Apart from this Mutual funds carry out days trading and derivatives trading which is not permitted in Islamic trading, hence conventional Mutual Funds are not shariah compliant instrument for Muslims to invest. However, Muslims can invest in Shariah compliant Mutual fund / Shariah compliant PMS / Shariah ETFs.
Advantage
One more point that goes in the favour of equity stock markets is the Capital gains tax advantage. There is no capital gains tax for long term investors i.e. if the investment is held for more than one year. And for the short term investments for less than a year, investors have to pay only 15 % percent tax on its gains. Muslims must take advantage of this benefit and invest in equities that would help them create wealth in the long term in the Shariah way.
The concerning part in the equities investment is the market risk and volatility. In order to overcome this and to optimize Halal return on investments, one needs to take guidance from Shariah based Equity Research advisors and Fund managers who can guide and advice them on what to buy and most importantly when to buy and sell. If this part is taken care of diligently, then equity investment is a best option for the Muslims.
ROLE OF SHARIAH SCHOLARS
Islam makes ‘Lawful Earning’ (Halal) mandatory, and in Islam, the spiritual and secular aspects are one and the same. This implies that Islam emphasizes the need to make a living by means that are permissible under it.
After many years of debate and discussions and looking into the need for Muslims to invest in equity markets as an alternate to bank and insurance Islamic scholars have permitted Muslims to invest in equity markets with certain strict stipulated conditions. With the help of computer technology and with so much of information available, now it is possible to screen the companies on Shariah norms,
Shariah scholars have imposed investment restriction and conditions and only upon fulfilling these conditions Muslims can invest in equity markets the Halal way.
The conditions laid down are as follows:
Restriction based on the type of Securities: Investment should only be done in Shariah compliant stocks as defined. A security trading in derivatives and day trading in stocks is strictly not permitted. Short selling is prohibited. Securities should only be sold after having its complete possession.
Restriction on Business Activity: No investment shall be made in stocks of the companies whose business activity is Prohibited (Haram)
Conventional interest based banks and other financial institutions like banks, NBFC, Insurance companies, stock brokers etc.
Alcoholic beverages like wine and other liquor related products and services.
Pork and non- Halal food products
Entertainment includes film production companies, cinema, Cable TV, music etc.
Restriction based on financial ratios: Apart from the above restriction on business activity, Islamic scholars from different part of the world have set certain financial criteria based on the need. In India Islamic Investment & Finance Board (IIFB) comprising of eminent scholars have approved the following financial criteria:
Interest bearing debt of the companies should not exceed 33 percent of its twelve months average market capitalization.
Cash plus interest bearing securities of the companies should not exceed 33 percent of its twelve months average market capitalization.
Trade receivable and other debtors of the companies to its twelve months average market capitalization should not exceed 33 percent.
Interest Income plus prohibited activity (impure) income of the companies to the company’s total income should not exceed 5 percent
Shariah Screening Process: Shariah screening is conducted for all the listed equities as prescribed and mandated by Shariah scholars. This process is done every quarterly. Those stocks that successfully pass the Shariah screens are thus called Shariah complaint universe. This process is done under the supervisor and audit of Shariah committee of Aalims and muftis.
Purification of Impure Income (purging): The income thus derived from trading and investments in shares do have some portion of impure or prohibited income. This income can be in form of interest received by the companies or some prohibited activity carried on by the company that earns impure or tainted income needs to be cleansed or purged. This is a compulsory process. The impure income consequently cleansed should be given as charity.
SHARIAH COMPLAINT STOCKS ON INDIAN STOCK EXCHANGE
At present, there are twenty one recognized stock exchanges in India. Amongst these the BSE and NSE are the largest one. The equity market capitalization of the companies listed on the BSE is Rs: 69 lac Crs / Approx US $ 1.20 trillion as of December 2013, making it the 4th largest stock exchange in Asia and the 8th largest in the world.
Indian stocks market is the fourth largest in terms of number of stocks listed and eight largest in terms of market capitalization. There are more than 5000 companies listed on Bombay stock exchange (BSE) but on evaluation it was found that 3400 companies are actively traded. Pragmatic Wealth Management P.ltd under supervision of its Shariah committee (IIFB) screened for Shariah stocks. As on December 2013 out of 3400 companies 633 companies are Shariah complaint, it roughly represent 19 percent of total traded stocks and in terms of market capitalization it is over 56 percent.
Mahram & Na Mahram
CONCEPT OF MAHRAM & NA MAHRAM IN ISLAM
WHO IS CONSIDERED TO BE MAHRAM FOR MUSLIM MEN:
Any woman, with whom a man has a relationship (of blood or foster) that precludes marriage, is considered a mahram to him. Mahram women include his mother, grandmother, daughter, granddaughter, sister, aunt, grandaunt, niece, grandniece, his father’s wife, his wife’s daughter, his mother-in-law, his foster mother , foster sisters, and any foster relatives that are similar to the above mentioned blood relatives.
IN SURAH NOOR , ALLAH RABB UL IZAT ORDERS MUSLIM MEN:
“And marry not women whom your fathers married, except what has already passed; indeed it was shameful and most hateful, and an evil way. Forbidden to you (for marriage) are: your mothers, your daughters, your sisters, your brother’s daughters, your sister’s daughters, your foster mother who breastfed you, your foster sisters, your wives’ mothers, your stepdaughters under your guardianship, born of your wives to whom you have gone in -but there is no sin on you if you have not done so (to marry their daughters), the wives of your sons who spring from your loins, and two sisters in wedlock at the same time, except for what has already passed; verily Allah is Oft-Forgiving, Most Merciful. ”
[4:22-23]
All the man’s female relatives mentioned in these verses are considered his mahrams, because it is unlawful (haram) for him to marry them, except the wife’s sister mentioned last, who is not a mahram because he can marry her if he divorces his wife, or if she dies.
MUSLIM MEN ORDERED TO LOWER THEIR GAZE Moreover for a Muslim man ,ALLAH ALMIGHTY also Orders him to lower his gaze.
In this context ALLAH ALMIGHTY Commands in the following verse of SURAH NOOR: 24:30]
Say to the believing men that they should lower their gaze and guard their modesty: that will make for greater purity for them: And Allah is well acquainted with all that they do. Here it is also to be kept in mind by all the believing MEN that such orders of “lowering the gaze” were first ordained onto them and in the very next verse same orders were prescribed onto the believing women. But what happens commonly in the muslim societies today is that “PARENTS DO WARN THEIR DAUGHTERS NOT TO LOOK AT MALES BUT THEY FORGET TO TEACH THEIR SONS THAT THEY TOO ARE STRICTLY PROHIBITED BY ALLAH ALMIGHTY AND HOLY PROPHET (SAW) TO NOT STARE AND RAISE THEIR GAZE TOWARDS FEMALES.” REAL TRAUMA: And no doubt this is the crux of the matter why Muslim Societies Today are ruined and going onto the way of disaster.its parents duty indeed to tell their children both sons and daughters ,about the clear cut commands of ALLAH ALMIGHTY , so that there may arise no indecent , immoral and unethical situations as today we are seeing and unfortunately facing in our Islamic Societies. In fact if the children are being warned about these all commands from the very childhood and are bewared that in case of disobedience of such rule they will have to face ALLAH ALMIGHTY’S wrath & RASOOL ALLAH (SAW)’s anger in both the worlds , then from the earliest age, a sense of aversion from all such prohibited acts will develop in them .They will realize that from these things ALLAH ALMIGHTY WILL BE ANGRY at them and this concept will be so from in their minds that on reaching the age of maturity they will never ever INSHA ALLAH TALA indulge themselves in any indent , UNISLAMIC Acts .
WHO IS CONSIDERED TO BE A MAHRAM FOR MUSLIM WOMEN:
24:31]
“And say to the believing women that they should lower their gaze and guard their modesty; that they should not display their beauty and ornaments except what (must ordinarily) appear thereof; that they should draw their veils over their bosoms and not display their beauty except to their husbands, their fathers, their husband’s fathers, their sons, their husbands’ sons, their brothers or their brothers’ sons, or their sisters’ sons, or their women, or the slaves whom their right hands possess, or male servants free of physical needs, or small children who have no sense of the shame of sex; and that they should not strike their feet in order to draw attention to their hidden ornaments. And O ye Believers! turn ye all together towards Allah, that ye may attain Bliss”.
In this verse not only those who are MAHRAM for a Muslim women are mentioned but also ALLAH ALMIGHTY’S CLEAR CUT ORDERS about lowering their gaze is given.
MUSLIM WOMEN ORDERED TO TAKE HIJAB ALLAH ALMIGHTY ALSO COMMANDS Muslim women to veil themselves before going out or coming in front of any Na-Mahram , so that they not be molested and teased .its really ALLAH ALMIGHTY’S gift for all the Muslim women but we unluckily ,ponder over it not.
IN SURAH AHZAB ALLAH ALMIGHTY COMMANDS ABOUT THE BELIEVING WOMEN : 33:59]
“O Prophet! Tell thy wives and daughters, and the believing women, that they should cast their outer garments over their persons (when abroad): that is most convenient, that they should be known (as such) and not molested. And Allah is Oft-Forgiving, Most Merciful”.
SHAKING HANDS WITH NA-MEHRAM
The traditions of certain societies have prevailed over Allah’s Shari’ah concerning this matter. Their wrong habits have overcome the rule of religion so much so that when one presents the rule of the Shari’ah to them, he is accused of being backward. Shaking the hand of one’s female cousins, or one’s uncles’ wives has become as easy as falling off a log in our societies, but if people considered seriously the dangers of this matter in the Shari’ah, they would not do it. The Prophet, sallallahu alayhe wa sallam, said, “It is better for one of you to be pierced by an iron needle in the head than to touch the hand of a woman that is not allowed to him.” (Tabarani) This sin is considered a fornication of the hand, as the Prophet, sallallahu alayhe wa sallam, said, “The eyes fornicate, and the hands fornicate, and the feet fornicate, and the intimate parts fornicate.” (Ahmad) Is there a person purer than Muhammad, sallallahu alayhe wa sallam? And in spite of that he said, “I do not shake women’s hands.” (Ahmad) He also said, “I do not touch women’s hands.” (Tabarani) Aisha, radhiallahu anha, said, “No by Allah, the Prophet’s hand never touched a woman’s hand, he used to accept their pledge of allegiance by [hearing their] words only.” (Muslim) Men who threaten to divorce their pious wives if they refuse to shake their brothers’ hands should fear Allah. It should also be known that wearing a glove or wrapping the hand with a cloth while shaking hands is not allowed either.
CONCLUSION:
MAY ALLAH ALMIGHTY HELP ALL MUSLIM UMMAH TO FOLLOW HIS COMMANDS COMPLETELY AND MAY WE ALL MUSLIMS GET COMPLETE UNDERSTANDING OF THESE WARNING WORDS OF ALLAH ALMIGHTY,SO THAT WE MAY BE SAVED FROM ALLAH ALMIGHTY’S ANGER AND RASOOL ALLAH (SAW)’ S ANNOYANCE IN BOTH THE WORLDS .AMEEN. 33:36]”
It is not fitting for a Believer, man or woman, when a matter has been decided by ALLAH and His Messenger to have any option about their decision: if any one disobeys ALLAH and His Messenger, he is indeed on a clearly wrong Path”. JAZAK ALLAH KHAIR
QUR’AN and General Living
■ SOME OF THE LESSONS FROM QUR’AN THAT APPLY TO OUR GENERAL LIVING:
From Surat Al-Baqarah:
1. Do not mix the truth with falsehood (2:42)
2. Order righteousness to people only after practicing it yourself (2:44)
3. Do not commit abuse on the earth (2:60)
4. Do not prevent people from mosques (2:114)
5. Do not follow anyone blindly (2:170)
6. Do not break the promise (2:177)
7. Do not engage in bribery (2:188)
8. Fight only with those who fight you (2:190)
9. Keep the etiquette of war (2:191)
10. Protect orphans (2:220)
11. Do not have sexual intercourse during menstrual period (2:222)
12. Breast feed your children for two complete years (2:233)
13. Choose rulers by their merit (2:247)
14. No compulsion in religion (2:256)
15. Do not invalidate charity with reminders (2:264)
16. Help those in need by finding them (2:273)
17. Don’t consume interest (2:275)
18. Grant more time to repay if the debtor is in hard time (2:280)
19. Write down the debt (2:282)
20. Keep the trust (2:283)
21. Do not spy and backbite (2:283)
22. Believe in all prophets (2:285)
23. Do not burden a person beyond his scope (2:286)
——
From Surat ‘Āli `Imrān:
24. Do not become divided (3:103)
25. Restrain Anger (3:134)
26. Do not be rude in speech (3:159)
27. Think deeply about the wonders and creation of this universe (3:191)
28. Men and Women have equal rewards for their deeds (3:195)
—–
From Surat An-Nisā’:
29. Wealth of the dead should be distributed among his family members (4:7)
30. Women also have the right for inheritance (4:7)
31. Do not devour the property of orphans (4:10)
32. Do not marry those in your blood relation (4:23)
33. Do not consume one another’s wealth unjustly (4:29)
34. Family should be lead by men (4:34)
35. Be good to others (4:36)
36. Do not be miserly (4:37)
37. Do not keep envy (4:54)
38. Judge with justice between people (4:58)
39. Do not kill each other (4:92)
40. Do not be an advocate for deceitful (4:105)
41. Standout firmly for justice (4:135)
—–
From Surat Al-Mā’idah:
42. Cooperate in righteousness (5:2)
43. Do not cooperate in sin and aggression (5:2)
44. Dead animals, blood, the flesh of swine are prohibited (5:3)
45. Be just (5:8)
46. Punish for crimes in an exemplary way (5:38)
47. Strive against sinful and unlawful (5:63)
48. Avoid intoxicants and alcohol (5:90)
49. Do not gamble (5:90)
—–
From Surat Al-‘An`ām:
50. Do not insult others’ deities (6:108)
51. ’Having majority’ is not a criterion of truth (6:116)
52. Don’t reduce weight or measure to cheat people (6:152)
—–
From Surat Al-‘A`rāf:
53. Do not be arrogant (7:13)
54. Eat and Drink, But Be Not Excessive (7:31)
55. Wear good cloths during prayer times (7:31)
56. Forgive others for their mistakes (7:199)
—–
From Surat Al-‘Anfāl:
57. Do not turn back in battle (8:15)
—–
From Surat At-Tawbah:
58. Protect and help those who seek protection (9:6)
59. Keep Purity (9:108)
—-
From Surat Yūsuf:
60. Never give up hope of Allah’s Mercy (12:87)
—–
From Surat An-Naĥl:
61. Allah will forgive to those who have done wrong out of ignorance (16:119)
62. Invitation to God should be with wisdom and good instruction (16:125)
—–
From Surat Al-‘Isrā’:
63. No one will bear others’ sins (17:15)
64. Be dutiful to parents (17:23)
65. Do not say a word of disrespect to parents (17:23)
66. Do not spent money extravagantly (17:29)
67. Do not kill your children for fear of poverty (17:31)
68. Do not approach unlawful sexual intercourse (17:32)
69. Do not pursue that of which you have no knowledge (17:36)
——
From Surat Ţāhā:
70. Speak to people mildly (20:44)
——
From Surat Al-Mu’minūn:
71. Keep aloof from what is vain (23:3)
—–
From Surat An-Nūr :
72. Do not enter others’ house without seeking permission (24:27)
73. Allah will provide security for those who believe only in Allah (24:55)
74. Do not enter parents’ private room without asking permission (24:58)
—–
From Surat Al-Furqān:
75. Walk on earth in humility (25:63)
—–
From Surat Al-Qaşaş:
76. Do not neglect your portion of this world (28:77)
77. Invoke not any other god along with Allah (28:88)
—–
From Surat Al-`Ankabūt:
78. Do not engage in homosexuality (29:29)
—–
From Surat Luqmān :
79. Enjoin right, forbid wrong (31:17)
80. Do not walk in insolence through the earth (31:18)
81. Lower your voice (31:19)
—–
From Surat Al-‘Aĥzāb:
82. Women should not display their finery (33:33)
—-
From Surat Az-Zumar:
83. Allah forgives all sins (39:53)
84. Do not be despair of the mercy of Allah (39:53)
—–
From Surat Fuşşilat:
85. Repel evil by good (41:34)
86. Decide on affairs by consultation (42:38)
—–
From Surat Al-Ĥujurāt:
87. Try for settlement between people (49:9)
88. Do not ridicule others (49:11)
89. Avoid suspicion (49:12)
90. Do not spy or backbite (49:12)
91. Most noble of you is the most righteous (49:13)
92. Honor guests (51:26)
93. Spent wealth in charity (57:7)
94. No Monasticism in religion (57:27)
95. Those who have knowledge will be given a higher degree by Allah (58:11)
96. Treat non-Muslims in a kind and fair manner (60:8)
97. Save yourself from covetousness (64:16)
98. Seek forgiveness of Allah. He is Forgiving and Merciful (73:20)
99. Do not repel one who asks (93:10)
100. Encourage feeding poor (107:3)
11 Basic Rights of Women in Islam
The Holy Prophet (PBUH) once said, “Such a woman when her husband sees her; she should please him and when her husband orders her, she should obey him and she should not adopt a manner about her chastity and property which should displace her husband” . The Hadith proves the importance of a husband in the wives’ world, but Islam also tells us the importance and rights of the wives in the husbands’ lives.
Here are some of the rights taken from a reliable Islamic studies book:
1. A HUSBAND SHOULD HELP HIS WIFE IN DOMESTIC AFFAIRS
SOURCE: PINTEREST
2. A HUSBAND SHOULD SELFLESSLY DEVOTE HIMSELF TOWARDS HIS WIFE, GIVING HER UNCONDITIONAL LOVE
SOURCE: PINTEREST
3. A WIFE HAS THE RIGHT TO TAKE KHULA (SEPARATION) FROM HER HUSBAND
4. A WOMAN CAN REMARRY AFTER HER DIVORCE, OR AT THE DEATH OF HER HUSBAND
SOURCE: GOOGLE
5. A HUSBAND SHOULD NOT LACK IN PRAISING THE QUALITIES OF HIS WIFE, IN FRONT OF HER, AND IN FRONT OF OTHERS
SOURCE: GOOGLE
6. EVERY HUSBAND IS RESPONSIBLE FOR PROVIDING HIS WIFE WITH FOOD, CLOTHING AND SHELTER
SOURCE: GOOGLE
7. A WIFE CAN SPEND HER OWN EARNED MONEY WITHOUT TAKING PERMISSION FROM THE HUSBAND OR EVEN TELLING HIM
SOURCE:GOOGLE
8. WOMEN DO NOT HAVE TO CHANGE THEIR NAME AFTER MARRIAGE
SOURCE: GOOGLE
9. A WIFE SHOULD BE SUPPLIED WITH PROPER ARTICLES FOR HER ADORNMENT AND EMBELLISHMENT
SOURCE: GOOGLE
10. A HUSBAND HAS NO RIGHT TO STOP HIS WIFE FROM VISITING HER PARENTS’ HOUSE OR CLOSE FAMILY, OR TO KEEP HER AT HOME FOR NO DUE REASON
SOURCE: GOOGLE
11. EVEN THOUGH MEN SPEND MOST OF THEIR TIME OUTSIDE THE HOUSE, THEY ARE CORDIALLY OBLIGED TO HELP RAISE THE CHILDREN WITH THE WIFE
SOURCE: GOOGLE
Thus proven, Islam gives women enough rights as a religion, it is then up to us, as men, to further their rights and help them attain the level of equality they deserve – because it is they who bear much trouble to make our lives happier and more comfortable.To our women
Six Tips for raising Muslim girls
Six Tips for raising Muslim girls
Six Tips for raising Muslim girls
Posted by Al-Sakeenah Welfare on Thursday, October 5, 2017
The three dark stages of the baby in the womb
The three dark stages of the baby in the womb ┇ Quran and Modern Science
The three dark stages of the baby in the womb ┇ Quran and Modern Science
The three dark stages of the baby in the womb ┇ Quran and Modern Science
Posted by Revert To Islam on Sunday, January 21, 2018
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